Tuesday, June 13, 2017

Recent Rate Stability Could Change After Fed Tomorrow; Early-Stage Delinquency Lowest in 17 Years

Mortgage rates moved modestly higher today, for most lenders. This had more to do with yesterday's market movement than today's. Bond markets were weakening yesterday afternoon (which typically results in rates moving higher). But the weakness came too late in the day for most lenders to bother with reissuing rate sheets. Instead, they waited for this morning. With a bit of weakness remaining intact, it was an easy call to raise loan costs. Even so, the day to day movement in rate quotes continues to be quite small . The average scenario won't be detectably different if quoted today vs yesterday. Interest rates themselves will certainly be unchanged. It's only via modest changes in upfront closing costs that lenders can modulate "loan costs" (or the "effective rate") in these situations. What

from
http://www.mortgagenewsdaily.com/reports/newsletter/2017/6/13/2840

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