Monday, June 12, 2017

Rates Steady-to-Higher; Appraisal Process a Disadvantage to Mortgage Borrowers; Ellie Mae's HMDA Readiness

Mortgage rates were either flat or slightly higher , depending on the lender today. Movement in underlying bond markets suggested a modest increase in rates, but it came too late in the day for most lenders to respond with a mid-day rate change. As such, rates SHOULD be slightly higher, all other things being equal. If bond markets don't change much between now and tomorrow morning, most lenders will be in slightly worse shape. Keep in mind that we're talking about extraordinarily small variations in loan pricing. Few, if any borrowers would see a change in the actual interest rate quote applied to their prospective loan balance. Rather, the weakness would only be seen in the form of slightly higher upfront costs for the same rates quoted today and late last week (which are still among the

from
http://www.mortgagenewsdaily.com/reports/newsletter/2017/6/12/2838

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