Thursday, June 15, 2017

Rates Bounce; Survey Says Home Sales to Rebound; Builder Confidence Declines; Big Picture Trends

Mortgage rates rose moderately today, as bond markets generally bounced back from the best levels in 8 months yesterday. Despite the bounce, rates are still in line with their best levels of the year. Only a handful of days have been any better and most of them have been in the past 2 weeks. We expected to see more volatility this week , for better or worse, and so far we've seen both. But while day-to-day movement has been bigger, it hasn't been quite big enough for many lenders to change actual "note rate" quotes--just the upfront costs associated with any given rate. In other words, many borrowers are only seeing changes in the form of slightly higher closing costs (which raised the "effective rate") as opposed to the official interest rate tied to the mortgage note. More risk-averse clients

from
http://www.mortgagenewsdaily.com/reports/newsletter/2017/6/15/2844

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