Wednesday, December 5, 2018

Rate Rally Intensifies as Stocks Swoon; How Low Can We Go?; Homeownership a Top Millennial Priority

Mortgage rates technically hit their lowest levels in exactly 2 months yesterday. Today merely takes them deeper into that territory. The size of the improvement is less impressive and less meaningful compared to that "lowest in more than 2 months" talking point. That said, taken in conjunction with the last 4 business days, the average lender is roughly an eighth of a percentage point lower. That comes out to $7/mo for every $100k financed (or $21/mo on a $300k loan). On a somewhat frustrating note, mortgage rates didn't experience nearly as big of a move as the broader bond market. For instance, 10yr Treasuries--the most widely-used benchmark for longer-term interest rates) dropped 0.05% today. Mortgages only managed to drop by 0.02% in terms of effective rates. The bigger improvement in

from
http://www.mortgagenewsdaily.com/reports/newsletter/2018/12/4/3673

No comments:

Post a Comment