Monday, December 10, 2018

Reviewing Proposed Changes to Fannie/Freddie; Mortgage Rates Are On a Tear!

Mortgage rates dropped significantly yet again today, adding to an already impressive week of improvement and bringing most lenders into their best territory since September 13th, 2018. The average lender improved by more than an eighth of a percentage point in just the past 3 business days and by nearly 3/8ths of a point from the highs seen in early November. This comes out to roughly $70/month for a $300k loan, or an upfront savings of $4500 if you were to buy your rate down (paying points) back in early November. Much of the move has come courtesy of a rapid shift in expectations about the economy and Fed policy. Investors have been worrying about the longevity of the current economic cycle more and more as it ages. By some measures, this is already the longest economic expansion ever (and

from
http://www.mortgagenewsdaily.com/reports/newsletter/2018/12/6/3675

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