Saturday, December 30, 2017

Lenders' Biggest Fear: Other Lenders; Big Break for Mortgage Rates; Pending Sales Press Higher

Mortgage lenders continue to see a negative profit outlook for the first quarter of the New Year, the fifth consecutive quarter they have done so. Thirty-eight percent of respondents to Fannie Mae's Fourth Quarter Mortgage Lender Sentiment Survey® expect their profits to decline over the next three months while 46 percent think it will remain essentially the same. While institutions of all sizes and types generally reported an expected net decrease in profit margin, larger institutions were the most likely to do so. On net, lenders said they view competition from other lenders as their biggest hurdle to profitability. This sentiment, which has driven profit concerns for five consecutive quarters, reached its fourth straight survey high with 75 percent of those with a negative outlook naming

from
http://www.mortgagenewsdaily.com/reports/newsletter/2017/12/27/3153

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