Thursday, October 13, 2016

Rates Lower Today, Much Higher This Week; Earthquakes Should be Bigger Concern For Housing; Appraisal Issues

Mortgage Rates managed to make modest gains today, moving just slightly lower for the average lender. That's a welcome development after 10 straight days of higher rates, but it's more of a symbolic victory for now. Reason being: most lenders are quoting the exact same rates as yesterday, with improvements limited to small adjustments in upfront costs. In other words, rates are lower on average, but by such a small amount that the average borrower won't see a change. 3.625% continues as the most prevalent quote on top tier scenarios, up from 3.375% just 2 weeks ago. Keep in mind, if you see any other articles on mortgage rates today (especially if the source is a major media outlet or a financial news site), that Freddie Mac's weekly rate report came out today. It conveyed a surprisingly small

from
http://www.mortgagenewsdaily.com/reports/newsletter/2016/10/13/2441

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