Thursday, October 6, 2016

Rates Are Anything But 'Unchanged'; CoreLogic ID's Overvalued Metros With Flipping and Fraud Indices

Mortgage Rates didn't move much today compared to yesterday's latest levels, but that's the only way to view them as being 'unchanged.' Even so, as is typical for any Thursday, news media is awash in the mortgage rate headlines resulting from standard-issue repackaging of Freddie Mac's weekly rate report (Freddie puts out the numbers and hundreds of journalists write a story based on those numbers). At the end of the day, it's only one piece of data that has been redistributed numerous times. Normally that's not a problem. If the headlines reflect reality, then it doesn't much matter if hundreds of stories are written about it. But occasionally the underlying data lags reality due to Freddie's methodology. That quickly becomes a problem on days like today when rates are, in fact, at their highest

from
http://www.mortgagenewsdaily.com/reports/newsletter/2016/10/6/2431

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