Monday, January 7, 2019

Mortgages vs Treasuries; Rates Down Big; Applications Not Responding Yet

Mortgage rates have been plummeting , depending on your definition of the word. To be sure, the past 2 months have no competition in nearly 3 years. The past few days have been special in their own right. Whereas there was cause for concern about the new year bringing a bounce for stock prices and mortgage rates, stocks haven't done much of anything in the context of their late-2018 volatility, and mortgage rates have dropped another eighth of a percentage point (or more, depending on the lender). There are now lenders quoting 30yr fixed rates as low as 4.375% on top tier scenarios with the average lender back to 4.5%. That's quite a jump from the 5.125% average at the recent highs (just 2 months ago). There's still risk associated with the new year, however. Tomorrow's jobs report is still

from
http://www.mortgagenewsdaily.com/reports/newsletter/2019/1/3/3715

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