Tuesday, February 6, 2018

Rates Back Up; Credit Standards Loosen; Prices Still Strong

Mortgage rates were mixed today, with most lenders offering slightly better terms this morning compared to yesterday's mid-day levels. Things took a turn for the worse in the afternoon as the stock market recovery pulled money back out of bonds. Lower demand for bonds results in rates moving higher, all else being equal. With so much focus on stocks over the past two days, the following bears repeating: stocks and bonds are not reliable predictors of each other's movement. Yes, we definitely saw stocks have a clear influence on bonds and rates yesterday, but that isn't always going to be the case. It's worth noting that 10yr bond futures prices didn't move any more than 1.5% in response to more than a 7% drop in S&P futures. In other words, rates were very reluctant to move lower yesterday

from
http://www.mortgagenewsdaily.com/reports/newsletter/2018/2/6/3213

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