Monday, July 3, 2017

Worst 5 Days For Rates Since The Election; Bad Month for Construction Spending; Fannie Volume Summary

Mortgage rates continue rising at an uncomfortable pace for anyone in the market to buy or refinance. Today was the 5th straight day of quicker-than-average movement higher and it leaves the average lender at the highest levels in nearly 2 months. Whether or not this is as dramatic as it sounds depends on your perspective. While it's true that the past 5 days have been the worst since the US presidential election , it's also true that interest rates are just over an eighth of a point higher during that time. An eighth of a point (.125%) will cost you about 14 bucks a month on a $200k loan. Alternatively, it would cost you $1200-$1600 in cash to get the rate back down to levels from 5 days ago on the same loan amount. For years, lenders have capitalized on the psychology of "monthly payments

from
http://www.mortgagenewsdaily.com/reports/newsletter/2017/7/3/2873

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