Monday, August 22, 2016

Rates Steady to Slightly Lower; Delinquency Seasonality; More and More "Built-for-Rent"

Mortgage Rates were almost imperceptibly lower today, although underlying bond markets improved more noticeably. Why would rates not be more improved then? Part of the reason is the timing of Friday's market movements and lender rate sheet release times. Markets deteriorated after most lenders posted rates on Friday, but few lenders went to the trouble of raising rates during the day. Lenders that held steady on Friday would have likely posted higher rates today. But because of the market improvement, they were able to stay in line with Friday's offerings or improve just slightly. Later in the week, we'll hear from Fed Chair Yellen at Jackson Hole. This is one of those events that has high POTENTIAL to cause market movement, but not necessarily a guarantee . Between now and then, rates are

from
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