Thursday, June 9, 2016

Rates Even Closer to All-Time Lows; Negative Equity Rapidly Declining

Mortgage rates moved slightly lower today, bringing them to levels seen only one other time in the past 3 years. Even then, that "other time" was only for a few fleeting hours on February 11th. This time around, we've been holding near these 3-year lows in much more stable fashion. If rates are able to move any lower from here, that will put them in line with all-time lows. That would connote an average conventional 30yr fixed rate of 3.375%, which isn't too far away considering more than a few lenders are quoting 3.5% on top tier scenarios today. 3.625% remains slightly more prevalent. Loan Originator Perspective "Overnight we saw the benchmark 10 year break below a key level of resistance at 1.70, but it has run into another brick wall at 1.66. I advised locking yesterday, and with the improved

from
http://redirect.viglink.com?u=http%3A%2F%2Fwww.mortgagenewsdaily.com%2Freports%2Fnewsletter%2F2016%2F6%2F9%2F2239&key=ddaed8f51db7bb1330a6f6de768a69b8

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